El Paso County Real Estate + Mortgage Savings

Broker Owner — NMLS #1868052 | Ultimate Mortgage — NMLS #2086155

About Prime Home Team

A smarter real estate company built around buyer savings, seller savings, and a coordinated real estate + mortgage strategy.

Prime Home Team is not designed to be a typical real estate website or a traditional buyer-and-seller brokerage experience. The company is built around a more useful idea: helping buyers and sellers understand the full financial picture before they make a real estate decision.

Through the Prime Buyer Advantage and the company’s relationship with Ultimate Mortgage, Prime Home Team helps qualified buyers compare real estate and mortgage costs, reduce certain lender fees, request personalized rate quotes, compare lender quotes, and plan for future listing savings.

For sellers and move-up buyers, Prime Home Team also offers strategies that may include home value reviews, move-up planning, and 1.5% listing fee opportunities when program terms are met.

Real estate guidance with a built-in savings strategy

Prime Home Team serves buyers, sellers, first-time buyers, VA buyers, new construction buyers, and move-up buyers — with a focus on the full cost of buying, financing, and selling, not just finding a home.

 

Buying a Home

Search homes, compare options, understand the buying process, and connect your purchase strategy to mortgage savings through the Prime Buyer Advantage.

Searching Homes

Search homes in El Paso County, Colorado directly through the MLS search page.

Mortgage Rate Quote Requests

Request a personalized mortgage rate quote through Ultimate Mortgage — no full application required to start.

Lender Quote Comparison

Already have a lender quote, Loan Estimate, builder offer, or fee worksheet? Submit it for review and comparison.

Selling a Home

Home value review, pricing strategy, selling costs, net proceeds, preparation, marketing, negotiation, and closing.

Move-Up Buyer Planning

Coordinate selling one home, buying the next, mortgage planning, listing fee opportunities, and Prime Buyer Advantage savings.

Most real estate websites help you search. We help you compare the full cost.

Home search is only one part of the decision. Buyers also need to understand rate, lender fees, points, credits, cash to close, and long-term selling costs. Sellers need to understand value, selling costs, and the next move.

Buyer Savings First

The Prime Buyer Advantage is designed to help qualified buyers reduce certain lender fees and compare the full cost of buying.

Real Estate + Mortgage Coordination

Prime Home Team and Ultimate Mortgage are connected through common ownership, allowing for a coordinated model.

Rate Quote Access

Request a personalized rate quote using key preliminary information — before starting a full loan application.

Lender Quote Review

Submit another lender’s quote to compare fees, rate, APR, points, credits, cash to close, and payment.

Future Seller Savingsc

Buyers who purchase through Prime Home Team may qualify for a future 1.5% listing fee when they later sell that home, subject to program terms.

Move-Up Seller Savings

Move-up sellers may qualify for a 1.5% listing fee when listing with Prime Home Team while buying their next home through us.

The core of our buyer strategy

A home-buying savings program offered through Prime Home Team and Ultimate Mortgage — designed to help qualified buyers reduce common lender fees, compare mortgage costs, and create future listing savings.

No 1% Loan Origination Fee

Ultimate Mortgage does not charge a 1% loan origination fee.

Personalized Rate Quote

Request a mortgage rate quote using key preliminary information.

Future 1.5% Listing Fee

When you later sell the home purchased through us, we offer a 1.5% listing fee, subject to program terms.

No Lender Processing Fee

Ultimate Mortgage does not charge a lender processing fee.

Lender Quote Comparison

Submit a current lender quote, Loan Estimate, builder offer, or fee worksheet for review.

Connected through common ownership — working together on your behalf

This relationship creates an efficient real estate + mortgage model designed to help qualified buyers reduce certain lender fees, compare mortgage costs, and simplify communication during the buying process. Because the companies are connected, buyers can evaluate both sides of the transaction in a more coordinated way.

Buyers are never required to use Ultimate Mortgage. Buyers may choose any lender. The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing. Because Prime Home Team and Ultimate Mortgage are connected through common ownership, buyers should receive the appropriate affiliated business arrangement disclosure as part of the process.

Built for different types of buyers and sellers

Every real estate situation is different. Prime Home Team provides clear pathways based on your goals, financing needs, and stage of the process.

BUYERS

First-Time Home Buyers

Understand purchase price, payment, closing costs, lender fees, loan options, and potential Prime Buyer Advantage savings.

BUYERS

VA Home Buyers

Compare VA loan costs, request a VA rate quote, review funding fee considerations, and compare lender fees.

BUYERS

New Construction Buyers

Compare builder lender incentives, credits, rate, points, and fees before committing to a builder’s preferred lender.

BUYERS

Move-Up Buyers

Coordinate the sale of one home, purchase of the next, mortgage planning, and listing fee opportunities.

SELLERS

Thinking About Selling

Request a home value review, review estimated selling costs, estimate net proceeds, and check 1.5% listing fee eligibility.

SELLERS

Past Prime Home Team Buyers

Homeowners who previously purchased with us may qualify for the future 1.5% listing fee, subject to program terms.

What Prime Home Team is built around

Financial clarity, practical guidance, and long-term client value — helping buyers and sellers decide based on the full picture, not isolated pieces of the transaction.

Clarity

Clear explanations, transparent comparisons, and practical next steps.

Savings

Identifying potential savings opportunities through the Prime Buyer Advantage and 1.5% listing fee programs.

Coordination

Helping coordinate real estate, mortgage, title, inspection, appraisal, insurance, and closing details.

Choice

Buyers are never required to use Ultimate Mortgage — clear options to compare the full cost.

Local Focus

Serving buyers and sellers throughout El Paso County, Colorado and surrounding areas.

Long-Term Thinking

Helping buyers think beyond the purchase and consider future selling costs as part of the strategy.

Focused on El Paso County, Colorado

Local market knowledge, practical buyer guidance, seller preparation, pricing strategy, and mortgage-cost awareness — throughout El Paso County and nearby areas.

Colorado Springs Monument Palmer Lake Falcon Peyton Fountain Security-Widefield Black Forest Manitou Springs Northgate Briargate Woodland Park & nearby areas

A better way to buy

We help buyers search homes and evaluate the financial side of buying at the same time — what you’re buying, what it may cost, and how the Prime Buyer Advantage may help reduce certain costs.

  • Home search support
  • Purchase & offer strategy
  • Mortgage rate quote access
  • Lender quote comparison & loan cost review
  • Builder lender comparison
  • Prime Buyer Advantage savings estimate
  • Future 1.5% listing fee explanation
  • Contract-to-closing coordination

A smarter way to sell

We help sellers understand home value, pricing strategy, preparation, marketing, offer review, negotiation, selling costs, and net proceeds — plus 1.5% listing fee opportunities when program terms are met.

  • Home value review
  • Pricing & listing strategy
  • Preparation recommendations
  • Marketing plan
  • Offer review & negotiation
  • Contract-to-closing coordination
  • Estimated net proceeds discussion
  • Move-up seller planning
  • 1.5% listing fee eligibility discussion

Built on local real estate and mortgage experience

Prime Home Team combines local real estate support with a mortgage-aware buying strategy. The relationship with Ultimate Mortgage allows qualified buyers to review real estate and mortgage costs together, while preserving buyer choice.

Buyers are free to choose their lender

Prime Home Team and Ultimate Mortgage are connected through common ownership. Buyers may choose any lender. Buyers are never required to use Ultimate Mortgage. The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing. Because the companies are connected through common ownership, buyers should receive the appropriate affiliated business arrangement disclosure as part of the process.

Savings are not guaranteed. Actual savings vary based on borrower qualifications, loan amount, loan program, property type, market conditions, lender pricing, third-party fees, title charges, appraisal fees, prepaid items, taxes, insurance, escrow costs, and other factors.

Common questions about Prime Home Team

What is Prime Home Team?

Prime Home Team is a realompany serving buyers and sellers in El Paso County, Colorado. The company is built around the Prime Buyer Advantage, a real estate + mortgage savings model connected to Ultimate Mortgage.

Prime Home Team is designed to help buyers and sellers compare the full financial picture. Buyers can review potential lender fee savings, request a rate quote, compare lender quotes, search homes, and plan for future listing savings.

A home-buying savings program offered through Prime Home Team and Ultimate Mortgage. It may help qualified buyers avoid a 1% loan origination fee, avoid lender processing fees, request personalized rate quotes, compare lender quotes, and receive a future 1.5% listing fee when selling the home purchased through Prime Home Team. Learn more →

Prime Home Team and Ultimate Mortgage are separate companies connected through common ownership. This relationship allows for a coordinated real estate + mortgage model. Buyers are never required to use Ultimate Mortgage.

No. Buyers may choose any lender. The Prime Buyer Advantage applies when buyers use Prime Home Team for the real estate purchase and Ultimate Mortgage for financing.

Yes. Prime Home Team helps sellers with home value reviews, pricing strategy, preparation, marketing, offer review, negotiation, closing coordination, and 1.5% listing fee opportunities when program terms are met. Learn more →

Yes. Move-up buyers can coordinate selling one home, buying the next home, rate quote planning, savings estimates, home value reviews, and 1.5% listing fee opportunities. Learn more →

The website includes a separate Broker Owner page for visitors who want to learn about ownership, background, and licensing. Visit the page →