El Paso County Real Estate + Mortgage Savings

Call/Text: 719-243-4444

Broker Owner — NMLS #1868052 | Ultimate Mortgage — NMLS #2086155

Get My Savings Estimate

COMPLIANCE • LEGAL

Affiliated Business Arrangement Disclosure

This page explains that Prime Home Team and Ultimate Mortgage are connected through common ownership and that buyers may choose any lender.

Applies to

Prime Home Team & Ultimate Mortgage

Contact

info@primehometeam.com

On This Page

Prime Home Team and Ultimate Mortgage are connected through common ownership. This relationship allows Prime Home Team and Ultimate Mortgage to offer the Prime Buyer Advantage, a coordinated real estate + mortgage savings model.

Buyers are not required to use Ultimate Mortgage. Buyers may choose any lender.

Section 1: Relationship Between the Companies

Prime Home Team and Ultimate Mortgage are separate companies connected through common ownership.

Because of this relationship, Prime Home Team may refer or introduce buyers to Ultimate Mortgage for mortgage financing services. Ultimate Mortgage may also work with buyers who are purchasing homes through Prime Home Team.

Section 2: Buyer Choice

You are not required to use Ultimate Mortgage as a condition of buying a home through Prime Home Team.

You may choose any lender, mortgage broker, settlement service provider, title company, insurance provider, inspector, or other service provider, subject to the terms of your purchase contract, lender requirements, and applicable law.

Section 3: Prime Buyer Advantage

The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing. Through this model, qualified buyers may be able to avoid a 1% loan origination fee, avoid lender processing fees, request a personalized mortgage rate quote, compare lender quotes, and receive a future 1.5% listing fee when later selling the home purchased through Prime Home Team, subject to program terms.

Section 4: No Required Use

There is no required use of Ultimate Mortgage. You may shop for and choose another lender. You are encouraged to compare loan terms, rates, APR, fees, credits, points, estimated cash to close, and monthly payment before choosing a lender.

Section 5: Estimated Charges

Estimated charges for services provided by Ultimate Mortgage will be disclosed separately as required by applicable law and may vary based on loan program, borrower qualifications, property type, transaction details, and third-party charges.

Section 6: Required Formal Disclosure

This webpage is intended to provide general notice of the relationship between Prime Home Team and Ultimate Mortgage. It is not intended to replace any formal affiliated business arrangement disclosure, Loan Estimate, Closing Disclosure, or other required disclosure.