Prime Home Team helps buyers search homes, understand their mortgage options, compare costs, and use the Prime Buyer Advantage to potentially save money when buying a home.
THE PRIME BUYER ADVANTAGE
A home-buying savings program offered through Prime Home Team and Ultimate Mortgage — built to reduce common lender fees, compare mortgage costs, and create long-term value.
Ultimate Mortgage doesn't charge a 1% loan origination fee — reducing upfront lender costs versus lenders that do.
Ultimate Mortgage doesn't charge a lender processing fee, helping reduce buyer costs at closing.
Request a personalized mortgage rate quote using key preliminary information — no full loan application required.
Already have a Loan Estimate, lender quote, builder offer, or fee worksheet? Submit it for review and comparison.
When you later sell the home you purchased through Prime Home Team, we'll list it for a 1.5% listing fee, subject to the listing agreement and program terms.
Real estate guidance and mortgage strategy, coordinated in one place, from search through closing and beyond.
THE PROCESS
Based on an estimated 1% loan origination fee and $600 lender processing fee, plus potential future listing fee savings if you later sell the same home through Prime Home Team.
Conventional Loan
VA Loan
FHA Loan
Built for Your Situation
Choosing a Lender
A lower rate can hide points or higher fees. The Prime Buyer Advantage is designed to help you compare the full picture before deciding how to finance the home.
FAQ
It’s usually best to understand your mortgage options before shopping seriously. You can request a rate quote, get a savings estimate, or begin the full mortgage process when ready.
Yes. Buyers can request a personalized rate quote by providing key preliminary information. A full application may be needed later for pre-approval, underwriting, and final loan approval. Request My Rate Quote →
You can still work with Prime Home Team and may choose any lender. You can also submit your current lender quote for review and comparison. Compare My Lender Quote →
No. Buyers may choose any lender. The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing.
Ultimate Mortgage does not charge a 1% loan origination fee and does not charge a lender processing fee.
No. Actual savings vary based on borrower qualifications, loan amount, loan program, market conditions, lender pricing, property type, third-party fees, and other factors.
Yes. New construction buyers can compare builder lender incentives and request help reviewing the builder’s preferred lender offer. New Construction Buyers →
When you purchase a home through Prime Home Team and later choose Prime Home Team to sell that same home, we’ll list the property for a 1.5% listing fee, subject to the listing agreement and program terms.
