El Paso County Real Estate + Mortgage Savings

Broker Owner — NMLS #1868052 | Ultimate Mortgage — NMLS #2086155

COMPLIANCE • LEGAL

Privacy Policy

This Privacy Policy explains how information may be collected, used, shared, and protected when you visit this website, request a rate quote, compare a lender quote, search homes, or contact Prime Home Team.

Effective date

Pending VA review

Applies to

Prime Home Team & Ultimate Mortgage

Contact

info@primehometeam.com

On This Page

This Privacy Policy applies to information collected through this website and related online forms. It should be reviewed together with the Terms of Use, Mortgage Disclaimer, Real Estate Disclaimer, SMS Terms, and any separate disclosures provided by Prime Home Team or Ultimate Mortgage.

Information We May Collect

Depending on how you use the website, Prime Home Team and/or Ultimate Mortgage may collect the following types of information:

Contact Information

  • First and last name
  • Email address
  • Phone number
  • Property address
  • Mailing address, if provided

Buyer Information

  • Estimated purchase price, loan amount, and down payment
  • Buying timeline and desired location
  • Buyer type, loan type, and first-time buyer / VA buyer status
  • Whether you are pre-approved, working with an agent, or already have a lender

Mortgage Rate Quote Information

  • Approximate FICO score and sales price
  • Total monthly income and down payment percentage
  • First-time home buyer status
  • Email and cell phone number for quote delivery and verification

Lender Quote Comparison Information

  • Current lender name, quoted rate and APR
  • Discount points, origination and processing fees
  • Lender credits and builder incentives
  • Estimated cash to close and monthly payment
  • Uploaded lender quotes, Loan Estimates, fee worksheets, screenshots, or related documents

Seller Information

  • Property address, estimated value, and mortgage balance
  • Property type, condition, and updates or improvements
  • Selling timeline and interest in buying another home
  • Interest in the 1.5% listing fee

Technical and Website Information

  • IP address, browser type, device type
  • Pages visited, referring website, date and time of visit
  • UTM campaign and Google Business Profile referral information
  • Cookies or similar tracking technologies

How Information May Be Used

Information submitted through the website may be used to:

  • Respond to inquiries
  • Provide a Prime Buyer Advantage savings estimate
  • Provide a personalized mortgage rate quote
  • Review a lender quote, Loan Estimate, or builder lender offer
  • Provide a home value review
  • Help route visitors to the correct page or form
  • Communicate by phone, text, or email
  • Improve website performance and analyze marketing performance
  • Maintain security and prevent misuse
  • Comply with legal, regulatory, licensing, or business obligations

How Information May Be Shared

Information may be shared with:

  • Prime Home Team and Ultimate Mortgage
  • Website hosting, CRM, and form software providers
  • SMS, email, and analytics providers
  • IDX / MLS search providers
  • Mortgage, title, insurance, appraisal, or settlement-related providers when needed for a requested service
  • Legal, compliance, licensing, or regulatory professionals
  • Government, regulatory, or law enforcement entities when required by law

Prime Home Team does not sell personal information in the ordinary sense of selling customer lists for money. However, some analytics or advertising tools may be considered “sale,” “sharing,” or “targeted advertising” under certain privacy laws depending on how they are configured.

Cookies and Tracking

This website may use cookies, pixels, analytics tools, or similar technologies to understand website traffic, improve the visitor experience, measure advertising performance, and track form conversions. Examples may include Google Analytics, Google Search Console, Google Business Profile tracking, call tracking, form submission tracking, advertising pixels, and IDX / MLS search tracking.

Visitors may be able to control cookies through browser settings. Some website features may not work properly if cookies are disabled.

Text Messages and Email Communications

If you submit a form or provide a phone number, Prime Home Team and/or Ultimate Mortgage may contact you by phone, text message, or email regarding your inquiry. Message and data rates may apply. You may opt out of text messages by replying STOP.

The Federal Communications Commission describes the TCPA as restricting robocalls and robotexts without prior express consent or a recognized exemption, and emphasizes consumers’ ability to revoke consent.

Uploaded Documents

If you upload a Loan Estimate, lender quote, builder lender offer, fee worksheet, screenshot, or other document, that document may contain personal or financial information. Uploaded documents should be used only to review your request and should be stored, accessed, and retained according to the website’s actual data security and document retention practices.

Data Security

Prime Home Team uses reasonable administrative, technical, and physical safeguards designed to protect information submitted through the website. However, no website, email system, SMS system, or online transmission method can be guaranteed to be completely secure.

The FTC notes that businesses should understand consumer privacy and data security responsibilities, and should not make privacy or security claims that do not match their actual practices.

Privacy Rights

Depending on where you live and whether applicable privacy laws apply to the business, you may have rights regarding your personal information, including the right to request access, correction, deletion, or opt out of certain uses of personal data.

Colorado residents may have rights under the Colorado Privacy Act, subject to applicability, exemptions, and legal requirements.

To make a privacy request, contact:

Third-Party Links

Depending on where you live and whether applicable privacy laws apply to the business, you may have rights regarding your personal information, including the right to request access, correction, deletion, or opt out of certain uses of personal data.

Colorado residents may have rights under the Colorado Privacy Act, subject to applicability, exemptions, and legal requirements.

To make a privacy request, contact:

Children's Privacy

This website is intended for adults interested in real estate and mortgage information. It is not intended for children. Prime Home Team does not knowingly collect personal information from children through this website.