Make the Numbers Clear
Real estate decisions are easier when buyers and sellers understand cost, value, payment, fees, and proceeds.
Meet Ron Mast, Broker Owner of Prime Home Team and Ultimate Mortgage, and the creator of the Prime Buyer Advantage.
Most home buyers are used to the traditional process: choose a real estate agent, get referred to a lender, compare homes, apply for a mortgage, and hope the costs make sense. Ron believed there could be a better way.
Because Prime Home Team and Ultimate Mortgage are connected through common ownership, the process can be structured differently — a real estate + mortgage savings model designed to help qualified buyers reduce certain lender fees, compare mortgage options, and plan for long-term value.
Ron’s approach is based on the idea that buyers and sellers should understand the numbers before making major decisions. A home purchase is not just about the property. A home sale is not just about the list price.
The Prime Home Team website is intentionally not built around one person’s sales pitch. It is built around a company-level savings platform. This page exists so visitors can understand the person behind the model — but the main value of the website is the Prime Buyer Advantage itself.
Because Ron owns both Prime Home Team and Ultimate Mortgage, the companies can offer a coordinated buyer experience that is difficult for a typical real estate-only website to match.
The Prime Buyer Advantage also supports seller strategy. Sellers can request a home value review, estimate net proceeds, and ask whether a 1.5% listing fee opportunity may apply.
Prime Home Team serves buyers and sellers throughout El Paso County, Colorado and nearby areas — first-time buyers, VA buyers, move-up buyers, new construction buyers, sellers, and homeowners weighing whether now is the right time to make a move.
Ron’s local experience gives Prime Home Team a practical understanding of El Paso County neighborhoods, buyer demand, seller strategy, mortgage questions, and the real-world decisions buyers and sellers face in this market.
Ron Mast is the Broker Owner of Prime Home Team and the Broker Owner of Ultimate Mortgage.
We built this team and created the Prime Buyer Advantage because we believe buyers deserve a better way to compare real estate and mortgage costs. Lenders often hide rates and fees, hoping a buyer gets locked into an application before disclosure. We believe information is power, and that you deserve to make a wise decision when buying a home.
After years of seeing buyers compare homes, lenders, rates, and fees separately, Ron wanted a more efficient way to look at the full picture — reducing certain lender fees, providing clearer mortgage cost comparisons, and creating future listing savings for buyers who later sell their home through Prime Home Team.
The goal is simple: help buyers and sellers make better decisions by understanding the numbers before they commit.
Clients should not be forced to make real estate and mortgage decisions with incomplete information.
Real estate decisions are easier when buyers and sellers understand cost, value, payment, fees, and proceeds.
The Prime Buyer Advantage is designed to reduce certain lender fees through Ultimate Mortgage.
Buyers should compare more than the rate. Sellers should compare more than the list price.
The future 1.5% listing fee helps buyers think beyond the purchase transaction.
Buyers are never required to use Ultimate Mortgage and may choose any lender.
Prime Home Team is a company-level platform built around real estate and mortgage savings.
A short look at what buyers and sellers can expect — with the full story on the Reviews page.
Prime Home Team and Ultimate Mortgage are connected through common ownership. Buyers may choose any lender. Buyers are never required to use Ultimate Mortgage.
The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing. Because the companies are connected through common ownership, buyers should receive the appropriate affiliated business arrangement disclosure as part of the process.
Savings are not guaranteed. Actual savings vary based on borrower qualifications, loan amount, loan program, property type, market conditions, lender pricing, third-party fees, title charges, appraisal fees, prepaid items, taxes, insurance, escrow costs, and other factors.
Ron Mast is the Broker Owner of Prime Home Team.
Ron Mast is also the Broker Owner of Ultimate Mortgage.
The common ownership model allows Prime Home Team and Ultimate Mortgage to offer a coordinated real estate + mortgage strategy through the Prime Buyer Advantage — designed to help qualified buyers reduce certain lender fees, compare mortgage costs, and plan for future listing savings.
No. Buyers may choose any lender. The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing.
A home-buying savings program offered through Prime Home Team and Ultimate Mortgage. It may help qualified buyers avoid a 1% loan origination fee, avoid lender processing fees, request personalized rate quotes, compare lender quotes, and receive a future 1.5% listing fee when selling the home purchased through Prime Home Team. Learn more →
The website is designed to feel like a company-level real estate and mortgage savings platform, not a personal Realtor website. Ron’s personal background belongs on this Broker Owner page, while the rest of the site focuses on Prime Home Team, Ultimate Mortgage, and the Prime Buyer Advantage.
Yes. Visitors who want to speak directly with the Broker Owner can use the Contact page or submit the appropriate form based on their goal.
Visitors can learn more about the company-level model on the About Prime Home Team page.