Submit your current mortgage quote, loan estimate, or builder lender offer and see how it compares to Ultimate Mortgage and the Prime Buyer Advantage.
Why It Matters
A lower interest rate may look attractive, but it does not always mean the loan is the better deal. A quote with a lower rate may include higher discount points, higher lender fees, or less favorable credits. A quote with a slightly higher rate may sometimes have lower upfront costs. The goal is to compare the full mortgage offer, not just one number.
ACCEPTED DOCUMENTS
Buyers can submit several types of lender documents for review. The more complete the information, the more useful the comparison can be.
ACCEPTED DOCUMENTS
The lender quote review looks at the major cost areas that affect your mortgage and overall home-buying strategy.
Free Quote Review
Complete the form below and upload your current lender quote, Loan Estimate, fee worksheet, builder lender offer, or pre-approval quote. If you do not have a document to upload, enter as much information as you have.
The Process
Ultimate Mortgage will review the quote or information submitted, including rate, APR, fees, points, credits, cash to close, payment, and loan type.
Your quote may be compared against available Ultimate Mortgage pricing and the potential Prime Buyer Advantage savings structure.
The review may identify potential savings from no origination fee, no processing fee, competitive pricing, and future 1.5% listing fee savings.
The goal is to help you understand whether your current lender quote is competitive and how it compares to the Prime Buyer Advantage.
Continue with your current lender, request a rate quote, get a savings estimate, search homes, or begin a full mortgage application — the choice is yours.
Choose Your Path
QUESTIONS
That is okay. You can upload a screenshot, email, fee worksheet, or any document that shows the lender’s quoted rate, fees, credits, payment, or cash to close.
A Loan Estimate is one of the best documents to review because it includes loan terms, projected payments, closing costs, and estimated cash to close.
Yes. New construction buyers can submit a builder lender quote or incentive sheet to compare the builder’s offer against Ultimate Mortgage and the Prime Buyer Advantage.
No. Submitting a lender quote for review does not create a mortgage application, Loan Estimate, pre-approval, commitment to lend, or guarantee of loan terms.
No. The purpose is not to criticize another lender. The purpose is to help you understand the numbers and compare the full cost of the loan.
A lower rate may be valuable, but it should be compared with points, lender fees, credits, APR, cash to close, and total loan cost. The lowest rate is not always the lowest-cost option.
No. Buyers may choose any lender. The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing.
No. Actual savings vary based on borrower qualifications, loan amount, loan program, market conditions, property type, lender pricing, third-party fees, and other factors.
