Estimate how much the Prime Buyer Advantage may help you save when buying a home in El Paso County, Colorado.
The Prime Buyer Advantage is designed to help qualified buyers reduce common lender fees, compare mortgage costs, and create future listing savings. Use this calculator to estimate potential savings from no 1% loan origination fee, no lender processing fee, and a future 1.5% listing fee when you later sell the home purchased through Prime Home Team.
This calculator shows three areas where the Prime Buyer Advantage may create savings: no 1% loan origination fee, no lender processing fee, and a future 1.5% listing fee. It’s a starting point — not a replacement for a personalized quote, Loan Estimate, pre-approval, or full mortgage review.
Enter your estimated purchase price, loan amount, and future sale price. If you are not sure, use your best estimate. You can request a personalized savings estimate after reviewing the results.
These figures update automatically as you enter your scenario on the left.
The calculator gives a helpful estimate, but every buyer’s situation is different. For a more personalized review, request a savings estimate or a mortgage rate quote.
These examples use the same 1% origination fee and $600 processing fee assumptions as the calculator, plus potential future listing fee savings if the buyer later sells through Prime Home Team.
Every number the calculator shows traces back to one of these five formulas.
Estimated loan amount × 1%
This estimates the potential savings from Ultimate Mortgage not charging a 1% loan origination fee.
Traditional lender processing fee assumption
This calculator uses $600 as the default processing fee assumption. Ultimate Mortgage does not charge a lender processing fee.
Origination fee savings + processing fee savings
This shows estimated upfront lender fee savings before considering rate, points, credits, or third-party closing costs.
(Future sale price × 3%) − (Future sale price × 1.5%)
This estimates the potential future listing fee savings when a buyer later sells the same home through Prime Home Team using the Prime Buyer Advantage 1.5% listing fee.
Immediate lender fee savings + future listing fee savings
This shows the estimated total potential savings from the calculator inputs, not including any potential interest rate or payment difference.
Prime Home Team and Ultimate Mortgage are connected through common ownership. This creates an efficient real estate and mortgage model that allows qualified buyers to receive meaningful cost-saving opportunities when using both companies together — lower lender fees, competitive mortgage pricing, coordinated communication, and long-term value when the buyer eventually sells the home.
Send your results to Prime Home Team and request a personalized follow-up.
No. The calculator is for illustration only. Actual savings vary based on borrower qualifications, loan amount, loan program, property type, market conditions, lender pricing, third-party fees, future sale price, and other factors.
The calculator uses 1% as an example traditional loan origination fee assumption. Actual origination fees vary by lender.
The calculator uses $600 as an example lender processing fee assumption. Actual processing fees vary by lender.
Ultimate Mortgage does not charge a 1% loan origination fee and does not charge a lender processing fee.
No. This calculator focuses on estimated lender fee savings and future listing fee savings. Buyers who want a personalized mortgage rate quote should use the Request My Rate Quote page.
No. This calculator does not include every closing cost. Third-party fees, title fees, appraisal fees, taxes, insurance, prepaid items, escrow costs, government fees, and other costs may still apply.
When a buyer purchases a home through Prime Home Team and later chooses Prime Home Team to list that same home, Prime Home Team will list the property for a 1.5% listing fee, subject to the listing agreement and program terms.
No. Buyers may choose any lender. The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing.
