The Prime Buyer Advantage is designed to create value when you buy and when you eventually sell.
The future 1.5% listing fee is a long-term seller benefit for buyers who purchase a home through Prime Home Team.
When that buyer later chooses Prime Home Team to list the same home, Prime Home Team will offer a 1.5% listing fee, subject to the listing agreement and program terms.
This gives buyers a potential future savings opportunity before they ever need to sell. Instead of only thinking about the cost of buying the home, buyers can also consider the cost of selling the home later.
Buy through Prime Home Team now. When you later sell that same home through Prime Home Team, the listing fee is 1.5%, subject to the listing agreement and program terms.
Most buyers focus on purchase price, down payment, mortgage rate, monthly payment, and closing costs. Those are important. But eventually, many homeowners sell the home they buy.
Selling costs can be a major part of the long-term cost of homeownership. The future 1.5% listing fee helps buyers plan ahead by creating a potential seller savings opportunity when they later list the same home with Prime Home Team.
The future 1.5% listing fee may apply when the seller previously purchased the same home through Prime Home Team and later chooses Prime Home Team to list that home for sale.
The future 1.5% listing fee is connected to the home purchased through Prime Home Team. If you bought a home through us and later sell that same home through us, the 1.5% listing fee may apply, subject to the listing agreement and program terms.
They’re related, but they’re not the same. Here’s how each one works.
Applies when a buyer purchases a home through Prime Home Team and later sells that same home through Prime Home Team.
Example: A buyer purchases a home through Prime Home Team. Years later, they list that same home with Prime Home Team — the 1.5% listing fee applies, subject to the listing agreement and program terms.
Applies when a homeowner lists their current home with Prime Home Team while also buying their next home through Prime Home Team.
Example: A homeowner lists their current home with Prime Home Team while also buying their next home through Prime Home Team — the 1.5% listing fee applies to the current home sale, subject to terms.
Both opportunities refer to the listing-side fee only. Buyer-side compensation, seller concessions, title charges, closing costs, repairs, taxes, HOA fees, and other seller costs may still apply. Listing fees vary, are negotiable, and are subject to a signed listing agreement.
A straightforward path from purchase to future sale.
Your purchase creates the potential future listing fee benefit for that same home, subject to program terms.
Learn About Buying A Home →You own the home and may sell whenever the time is right. The future 1.5% listing fee is designed to create value when you eventually sell the same home.
When you're ready to sell, reach out to review home value, selling strategy, and your potential 1.5% listing fee eligibility.
Request A Home Value Review →Prime Home Team reviews the property, comparable sales, active competition, market conditions, home condition, and your goals.
If you choose Prime Home Team to list the home, the listing fee and all listing terms are documented in the signed listing agreement.
Prime Home Team helps price, prepare, market, negotiate, and close the sale. The 1.5% listing fee applies only if program terms are met and the listing agreement includes the applicable terms.
How a 1.5% listing fee may compare with an example 3% listing fee. For illustration only — listing fees vary, are negotiable, and are subject to the listing agreement and program terms.
These examples are for illustration only. Listing fees vary and are negotiable. The 3% listing fee is an example comparison only and may vary by brokerage, property, market, and agreement. The 1.5% listing fee refers to the listing-side fee only and is subject to the listing agreement and program terms. Buyer-side compensation, seller concessions, title charges, closing costs, repairs, taxes, HOA fees, and other seller costs may still apply. These examples are not a home valuation, net sheet, listing agreement, or guarantee of savings.
When you use Prime Home Team for the purchase and Ultimate Mortgage for financing, you may receive mortgage-side savings now — and the future 1.5% listing fee later, subject to program terms.
Ultimate Mortgage does not charge a 1% loan origination fee.
Ultimate Mortgage does not charge a lender processing fee.
Request a personalized mortgage rate quote without a full loan application.
Compare another lender’s quote against Ultimate Mortgage and the Prime Buyer Advantage.
When you later sell the home purchased through Prime Home Team, we’ll offer a 1.5% listing fee, subject to terms.
How the Prime Buyer Advantage may create savings at purchase and later at sale. Uses an estimated 1% origination fee, $600 lender processing fee, and an example 1.5% vs. 3% future listing fee comparison.
Combined Example Disclaimer: These examples are for illustration only. Actual savings vary by borrower, loan amount, loan program, property type, market conditions, lender pricing, third-party fees, title charges, appraisal fees, taxes, insurance, prepaid items, escrow costs, future sale price, listing agreement, and other factors. The 1% origination fee and $600 processing fee are example assumptions and may vary by lender. The 3% listing fee comparison is an example only. Listing fees vary and are negotiable. The 1.5% listing fee refers to the listing-side fee only and is subject to the listing agreement and program terms. This is not a loan estimate, rate quote, pre-approval, commitment to lend, home valuation, net sheet, listing agreement, or guarantee of savings.
Ask how the future 1.5% listing fee may apply when you later sell that same home through Prime Home Team. This can be part of your overall buying strategy, alongside lender fee savings and rate comparisons.
If you previously bought your home through Prime Home Team, you may qualify for the future 1.5% listing fee. If you’re also buying your next home with us, the move-up seller 1.5% listing fee may apply — subject to terms.
The 1.5% listing fee refers to the listing-side fee only. It doesn’t eliminate every cost involved in selling. Review all potential costs before listing or accepting an offer.
Listing fees vary and are negotiable. The 1.5% listing fee is subject to the listing agreement and program terms.
SITUATION 1
You may be creating the future 1.5% listing fee benefit for the home you’re buying, subject to program terms.
SITUATION 2
You may qualify for the future 1.5% listing fee when listing that same home with us, subject to the listing agreement and program terms.
SITUATION 3
You may qualify for the move-up seller 1.5% listing fee, and may create a future 1.5% listing fee benefit on the next home, subject to terms.
SITUATION 4
You may not qualify for the future 1.5% listing fee on your current home, but you may qualify for the move-up seller 1.5% listing fee, subject to terms.
SITUATION 5
If you previously bought this home through Prime Home Team, ask whether the future 1.5% listing fee applies. Otherwise it may not apply.
Buyers, past buyers, sellers, and move-up sellers — ask whether you may qualify for a 1.5% listing fee opportunity.
The 1.5% listing fee discussed on this page refers to the listing-side fee only. Buyer-side compensation, seller concessions, title charges, closing costs, taxes, repairs, HOA fees, and other selling costs may still apply.
Listing fees vary and are negotiable. Any listing fee must be documented in a signed listing agreement. The 1.5% listing fee is subject to program terms and eligibility.
The future 1.5% listing fee applies when a buyer later sells the same home purchased through Prime Home Team, subject to the listing agreement and program terms.
The move-up seller 1.5% listing fee applies when a seller lists their current home with Prime Home Team while also buying their next home through Prime Home Team, subject to the listing agreement and program terms.
A benefit for buyers who purchase a home through Prime Home Team and later choose Prime Home Team to list that same home, subject to the listing agreement and program terms.
No. It’s connected to the same home purchased through Prime Home Team and later listed with Prime Home Team, subject to program terms.
It may apply when a seller lists their current home with Prime Home Team while also buying their next home through Prime Home Team, subject to the listing agreement and program terms.
No — they’re two separate opportunities. The future fee applies to a home previously purchased through Prime Home Team. The move-up fee applies when selling and buying at the same time.
No. It refers to the listing-side fee only. Buyer-side compensation, if offered or negotiated, is separate, and other seller costs may also apply.
Yes. Listing fees vary and are negotiable. Any listing fee must be documented in the signed listing agreement.
You may still qualify for the future 1.5% listing fee when selling the same home through Prime Home Team, subject to the listing agreement and program terms.
The future fee may not apply to that home. But if you’re selling it and buying your next home through Prime Home Team, the move-up seller fee may apply, subject to terms.
Yes — it can help estimate value, selling costs, possible net proceeds, and whether a 1.5% listing fee opportunity may apply. Request one here →
No. It’s subject to eligibility, program terms, and a signed listing agreement.
Yes — the move-up seller fee may apply if you list your current home while also buying your next one through Prime Home Team. See Move-Up Buyers →
The Prime Buyer Advantage helps buyers save when buying and creates long-term value when selling. The future 1.5% listing fee is one of those long-term benefits. Learn more →
Whether you’re buying now, selling a home you previously purchased through Prime Home Team, or selling and buying at the same time, we can help you understand what may apply.
Disclaimer: Savings are not guaranteed. Actual savings vary by borrower, buyer, seller, loan amount, loan program, property type, sale price, market conditions, lender pricing, third-party fees, title charges, appraisal fees, prepaid items, taxes, insurance, escrow costs, listing agreement, selling costs, and other costs. Buyers may choose any lender. The Prime Buyer Advantage applies when using Prime Home Team for the real estate purchase and Ultimate Mortgage for financing. Listing fees vary and are negotiable. The 1.5% listing fee refers to the listing-side fee only and applies only when program terms are met and a listing agreement is signed. Buyer-side compensation, seller concessions, title charges, closing costs, repairs, taxes, HOA fees, and other seller costs may still apply. This website is not a loan estimate, pre-approval, commitment to lend, rate quote, home valuation, appraisal, net sheet, listing agreement, buyer representation agreement, or guarantee of specific loan terms.
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Savings are not guaranteed. Actual savings vary by borrower, buyer, seller, loan amount, loan program, property type, sale price, market conditions, lender pricing, third-party fees, title charges, appraisal fees, prepaid items, taxes, insurance, escrow costs, listing agreement, selling costs, and other costs. Buyers may choose any lender. The Prime Buyer Advantage applies when using Prime Home Team for the real estate purchase and Ultimate Mortgage for financing. Listing fees vary and are negotiable. The 1.5% listing fee refers to the listing-side fee only and applies only when program terms are met and a listing agreement is signed. Buyer-side compensation, seller concessions, title charges, closing costs, repairs, taxes, HOA fees, and other seller costs may still apply. This website is not a loan estimate, pre-approval, commitment to lend, rate quote, home valuation, appraisal, net sheet, listing agreement, buyer representation agreement, or guarantee of specific loan terms.
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